📊 லாப நஷ்ட தரவரிசை — Farm Profitability ReportClick any farm to expand details and break-even projection.
| Metric | Amount | Notes |
|---|---|---|
| Revenue (Annual) | ₹1,30,000 | Coconut grove lease income |
| Est. Expenses (Annual) | ~₹1,90,000 | Land ₹60K + House ₹60K + Labor ₹50K + Ops ₹20K |
| Net | ~₹-60,000 | Deficit mostly from house rent |
| Recovery % | ~68% | Best across all farms |
6-12 months — if house rent is eliminated (worker lives on-site) and 1 acre is cultivated with high-value crops (vegetables, moringa), this farm can reach break-even. Coconut lease alone covers land rent 2x over. Add goat farming + crop income → profit possible by Q4 2026.
Key action: Reduce housing cost, add 2-3 goats, cultivate the 1 acre with seasonal vegetables.
| Metric | Amount | Notes |
|---|---|---|
| Coconut Yield (per harvest) | 1,300-1,500 | 110 trees @ ₹35/tree climbing cost |
| Est. Revenue (Annual) | ₹1,50,000-₹2,00,000 | 3-4 harvests/yr × coconut + sapota sales |
| Known Expenses | ₹3,850+/harvest | Marimuthu climbing + Jeyaraman ₹500/day |
| Paddy Potential | 13 vayals | 5.66 acres paddy — 3 seasons/yr possible |
12-18 months — Coconut provides reliable base income (₹1.5-2L/yr). If even 3 acres of paddy are cultivated with Seeraga Samba (₹60-80/kg premium), annual revenue could reach ₹3-4L. This farm has the highest profit potential due to established coconut trees + paddy land.
Key action: Start paddy cultivation on 3-4 vayals this Samba season. Maintain coconut harvest schedule.
| Metric | Amount | Notes |
|---|---|---|
| Revenue (10 months) | ₹55,100 | Coconut ₹31,630 + Gomiyam ₹16,800 + Crops ₹6,670 |
| Expenses (10 months) | ₹4,00,703 | Labor 29.2% + Livestock 22.4% + Land prep 14.5% |
| Net Loss | ₹3,45,603 | 86.2% loss ratio |
| Assets | ₹2,16,200 | 10 goats + 4 cattle + 146 coconut trees |
| Monthly Coconut | ₹4,518/mo | Steady and growing |
18-24 months — Coconut income is steady (₹54K/yr). Gomiyam adds ₹20K. With goat expansion (10→25) and cost reduction (cut 1 worker), monthly revenue target ₹40K is achievable. Saline soil limits crop options to sorghum + salt-tolerant varieties.
Key action: Expand goat herd to 25, add 20-30 chickens, cut labor to 1.5 FTE, focus coconut value-addition.
| Metric | Amount | Notes |
|---|---|---|
| Known Revenue | ₹1,473 | Coconut sales only |
| Assets | 19 cattle + 23 coconut | Significant livestock holding |
| Milk Potential | ₹3,000-5,000/mo | If milking cows produce → daily income |
12-18 months — 19 cattle is a strong asset base. If even 5 cows produce milk (₹30-40/liter organic A2), that's ₹4,500-6,000/month. Combined with coconut from 23 trees, break-even is achievable if labor costs are managed.
| Metric | Amount | Notes |
|---|---|---|
| Revenue | ₹23,130 | Crop sales |
| Expenses | ₹2,16,768 | High land prep + labor |
| Net Loss | ₹1,93,638 | 89.3% loss |
24-36 months — Leased land limits long-term investment. Needs focus on proven crops (groundnut has good Karur market). Reduce experiments. If groundnut yield improves to TN average, ₹60-80K revenue possible per season.
| Metric | Amount | Notes |
|---|---|---|
| Expenses (through Aug 2025) | ₹5,07,779+ | High labor + land lease ₹1L/yr |
| Revenue | Minimal | Goat/cattle operations + crops |
| Best Asset | Renuika | Best data entry person (trust: 0.90) |
24-36 months — High lease cost (₹1L/yr) needs ₹8,500/mo revenue just to cover rent. 10 acres is large enough for commercial crops. Needs clear crop plan + market linkage. Renuika's quality data entry is the farm's strongest asset.
| Metric | Amount | Notes |
|---|---|---|
| Expenses (Sep 2024–Jun 2025) | ₹2,96,617 | 97 transactions recorded |
| Revenue | Not documented | Cholam/gram dal harvest occurred but sale data missing |
Unknown — Revenue data is missing. Machine harvesting available (positive). Need harvest/sale records to assess.
| Metric | Amount | Notes |
|---|---|---|
| Revenue (265 days) | ₹29,125 | Chola Thattai ₹23,625 (81%) + Goat ₹5K + Tomato ₹500 |
| Expenses (265 days) | ₹5,10,667 | Interest 54% + Labor 18.6% + Rent 15.7% |
| Net Loss | ₹4,81,542 | 94.3% loss · ₹1,926/day burn |
| Worker Turnover | 8+ workers | Left/fired in 8 months. Only Velmurugan reliable. |
| Voice Logs Analyzed | 3,337 | Weeding dominated (273 msgs). 1 msg about income. |
36+ months (unlikely at current trajectory) — 94.3% loss ratio is unsustainable. Interest (54% of expenses) is the killer. At ₹1,926/day burn rate with ₹110/day revenue, needs 14.7x improvement to break even. The farm is 60km from Karur — remote management has failed.
Recommendation: Either (1) shrink to 4 acres, 1 worker (Velmurugan), focus Chola Thattai only, or (2) orderly wind-down. Chola Thattai success proves the land CAN produce — but management model must change completely.
📋 Summary Ranking — சுருக்க தரவரிசை
| # | Farm | Revenue | Expenses | Recovery % | Break-Even | Status |
|---|---|---|---|---|---|---|
| 1 | 🌿 Theraiyar | ₹1,30,000/yr | ~₹1,90,000/yr | 68% | 6-12 mo | 🟢 Best |
| 2 | 📖 Avvaiyar 2 | ₹1.5-2L/yr est | Low (new) | ~35% | 12-18 mo | 🟠 High Potential |
| 3 | ⚔️ Maruthu | ₹55,100 | ₹4,00,703 | 13.8% | 18-24 mo | 🟠 Improving |
| 4 | 🗡️ Sundara Paandi | ₹1,473 | Limited data | — | 12-18 mo | 🟠 Assets Strong |
| 5 | 🌾 Dr. Ambedkar | ₹23,130 | ₹2,16,768 | 10.7% | 24-36 mo | 🔴 Heavy Loss |
| 6 | 👑 RRC | Minimal | ₹5,07,779+ | ~3% | 24-36 mo | 🔴 Heavy Loss |
| 7 | 📝 Tholkapiyar | Unknown | ₹2,96,617 | — | Unknown | ⚪ No Revenue Data |
| 8 | 🏹 Oomathurai | ₹29,125 | ₹5,10,667 | 5.7% | 36+ mo | 🔴 Worst |
Coconut = the most reliable revenue source. Theraiyar (₹1.3L/yr), Avvaiyar 2 (110 trees), Maruthu (146 trees, ₹31,630/7mo), Sundara Paandi (23 trees) — all coconut-producing farms are closest to profit. Farms without coconut trees (Oomathurai, RRC, Dr. Ambedkar) struggle severely.
Interest payments are destroying Oomathurai — 54% of all expenses. Renegotiating or eliminating this is the single biggest lever.
Labor is the second biggest cost everywhere — crop-sharing models (pangu) would dramatically reduce cash burn across all farms.
19 farms have no financial data — urgent need to get Devi/Renuika documenting P&L for every active farm.